Description :
Kotak Mahindra Group is one of the leading financial services company in India. Kotak Mahindra Bank has so many branches and more than 2000 ATM's spread across all over India. Bank caters to both retail and corporate customers across urban and rural India.
Specification:
- No minimum balance is required.
- Get an instant free virtual debit card.
- Transfer money online for free.
- A completely digital process.
- No paperwork is required.
- No maintenance fees.
- Earn up to 4%* interest p.a. on your savings account balance.
How to Earn
- The applicant will redirect to the Kotak Bank website.
- Enter your name, mobile number & email address.
- Enter OTP and click on next.
- Enter the PAN number and Aadhaar number.
- Accept terms & conditions.
- Enter the OTP which you getting on your registered number.
- The applicants have to fill in their residential address and personal details correctly.
- If you want nominee details then click on yes and enter the nominee details.
- Now click on the check box of terms & conditions and click accept.
- Enter your communication address and click on the checkbox then click on continue.
- Give access to your location.
- The applicant must have an original PAN card and a blank paper with your signature on it for VKYC.
- Give access to your camera.
- Upload your PAN card and selfie.
- Upload your signature.
- Now start VKYC to click here to start VKYC.
- Stay on the page don't click on back.
- Answer the questions asked by the customer executive while VKYC.
- Done, the savings account has been opened successfully.
Target Audience
- Only new users can apply.
- The applicant must be at least 18 years.
- Must have PAN and Aadhaar.
- The Applicant's Pan and Aadhaar should be linked with his/her mobile number.
- Physical documents should be handy which is to be uploaded.
Term and Condition
- Only a single account will be eligible for a payout from a unique device.
- The Applicant should not have any existing relationships with Kotak Bank.
- Note- Kotak lite account will not be eligible for payout.
- Note--The applicant should complete the whole journey in 1 go process for better tracking.
Q1: Is Aadhaar required for video KYC?
Yes. Aadhaar* number is required for video KYC. Your Aadhaar number will be verified through an OTP received on your registered mobile number. You don't need to carry your physical Aadhaar Card during the Video KYC process.
Q2: Do I need a nominee for my account?
Yes. Adding a nominee to your account is an essential step. In case of an unfortunate event like an accident or untimely death, the funds in your account will be transferred to your nominee quickly and easily.
Q3: What are the charges to avail this account?
Kotak 811 does not charge you any minimum balance fees, you get a virtual debit card for free and you won't be charged for any fund transfers via net banking or the app. To avail a physical debit card or a cheque book there may be additional charges.
Q4: What is a virtual debit card?
Kotak 811 brings you a Virtual Debit Card inside your Mobile Banking App. You can use it to shop online, pay bills, recharge or use 'Scan & Pay' at merchant outlets. 811 virtual Debit Card is given to customers who have verified their details using Aadhaar OТР.
Tracking Time : 2 Days
Confirm Time : 7 Days
If you would like to Create Kotak Bank Account,Message me on Telegram
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